Supplemental Health

Accident: to cover injuries that require medical treatment (helps supplement major medical insurance)

Cancer: to cover expenses due to cancer treatment

Critical Illness: for expenses due to cancer/heart attack/stroke and other critical illnesses

Disability Income: to provide income during times of disability

Dental: coverage to help with preventive & corrective care

Vision: coverage to help with costs of exams, glasses, and contacts

Hospital Indemnity: coverage to help with costs of hospital stays


HMOs (Health Mainenance Organization)

PPOs (Regional & Local Preferred Provider Org)

PDP (Rx Drug Plans)

Medicare Supplement Plan (aka Medigap):

to help pay the costs that Medicare does not pay.


Health Insurance

Individual health insurance plans with highly-rated companies: several options for deductibles and premiums to fit your budget.


ALSO! Options that may reduce the premium you pay for your major medical health insurance.


Let's review your options!

Life Insurance

Specializing in:

"Life Insurance You Don't Have To Die To Use!" that can allow you to receive your death benefit while you are living.

Options include:

Term Life: a set amount of insurance for a set period of time (i.e. 20 years) for a set premium.

Permanent  Life: a flexible benefit, flexible premium plan that builds value.

© 2013 by Carol N. Brown.  All rights reserved

Ph: 386-848-0543
Fax: 386-218-4690