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Supplemental Health

Accident: to cover injuries that require medical treatment (helps supplement major medical insurance)

Cancer: to cover expenses due to cancer treatment

Critical Illness: for expenses due to cancer/heart attack/stroke and other critical illnesses

Disability Income: to provide income if unable to work due to illness or injury

Dental: coverage to help with preventive & corrective care

Vision: coverage to help with costs of exams, glasses, and contacts

Hospital Indemnity: coverage to help with costs of hospital stays

Life Insurance

Final Expense Life Insurance: to help cover funeral and other expenses.

Term Life: a set amount of insurance for a set period of time (i.e. 20 years) for a set premium.

Whole Life: life insurance with a set premium that builds cash value.

Universal Life: variable premium life insurance that builds cash value

Health Insurance

Individual health insurance plans:

several plan options for deductibles and premiums to fit your budget.

Note!

Many folks qualify for a reduced premium for their health insurance!

Let's review your options!

Medicare

HMOs (Health Maintenance Organization)

PPOs (Regional & Local Preferred Provider Org)

PDP (Rx Drug Plans)

Medicare Supplement Plan (aka Medigap):

to help pay the costs that Medicare does not pay.

Let's review your options!

Annuities

Insurance product designed to provide a stream of income for the life of the annuitant.

 

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