Carol N. Brown
INDEPENDENT INSURANCE AGENT
CNBrown Insurance, Insurance Agents Deltona Florida
Supplemental Health
Accident: to cover injuries that require medical treatment (helps supplement major medical insurance)
Cancer: to cover expenses due to cancer treatment
Critical Illness: for expenses due to cancer/heart attack/stroke and other critical illnesses
Disability Income: to provide income if unable to work due to illness or injury
Dental: coverage to help with preventive & corrective care
Vision: coverage to help with costs of exams, glasses, and contacts
Hospital Indemnity: coverage to help with costs of hospital stays
Life Insurance
Final Expense Life Insurance: to help cover funeral and other expenses.
Term Life: a set amount of insurance for a set period of time (i.e. 20 years) for a set premium.
Whole Life: life insurance with a set premium that builds cash value.
Universal Life: variable premium life insurance that builds cash value
Health Insurance
Individual health insurance plans:
several plan options for deductibles and premiums to fit your budget.
Note!
Many folks qualify for a reduced premium for their health insurance!
Let's review your options!
Medicare
HMOs (Health Maintenance Organization)
PPOs (Regional & Local Preferred Provider Org)
PDP (Rx Drug Plans)
Medicare Supplement Plan (aka Medigap):
to help pay the costs that Medicare does not pay.
Let's review your options!
Annuities
Insurance product designed to provide a stream of income for the life of the annuitant.